Allied Westminster (Insurance Services) Ltd is authorised and regulated by the Financial Services Authority (FSA) registration number 308386. Please note for our joint protection telephone calls may be recorded or monitored.

Welcome to PhamacyGuard We provide Professional Indemnity Insurance for your independent pharmacy for £299 or less!   Why pay more when PharmacyGuard is available for less? We are able to bring you a very competitive product through the combination of efficient administration and IT systems together with some very simple principles, which we hope will appeal to the community pharmacist: No multiples… We will not insure pharmacy multiples  - our preferential insurance is purely for independents. As a result, we do not incur the costs of claims made against large multiple pharmacy groups. No committees… Some Pharmacy PI providers run expensive committees and management boards which incur huge costs for you - the independent pharmacy owner. We do not - we provide PI insurance for independent pharmacies No large insurance limit… Some pharmacy PI providers provide massive limits of insurance which may be more appropriate to large multiples, but not for  you, the independent. We do not charge you premiums for these high limits of cover as we believe that they are not necessary for the independent pharmacy. Instead we provide a choice of £2million or £5million. No expensive meetings… Some pharmacy PI providers spend a lot of their time attending meetings and having discussions on matters that are not connected to insurance at all - at great expense to you, the independent pharmacist. We do not – we provide PI insurance for independent pharmacies No “one size fits all” approach… Everyone knows that a pharmacy that employs a qualified technician or a second pharmacist is likely to be a better insurance risk, so we have given you a discount if your pharmacy can meet these criteria. At last  - some competition! It is now a professional, and soon to become a legal requirement, for all pharmacies to operate with the protection of Professional Indemnity (PII) insurance. Currently, most pharmacies in the UK arrange their PI cover through a direct arrangement with insurers, or through membership of the National Pharmacy Association (NPA). Some independent pharmacy owners have felt that this lack of competition in Pharmacy PI provision means that their PI arrangements have been very expensive and inflexible. Focussing on the Essentials By focussing on the essential needs of independent community pharmacies, we have been able to develop a new and cost effective insurance scheme which could save you around 50% of what you are currently paying by providing; ·          Choice of insurance limits - £2million or £5million ·          Discounts if more than one pharmacy in ownership ·          Legal Defence Costs insurance included - up to £100,000 of support provided to proprietors in the event of an Employment Tribunal or RPSGB Statutory Committee hearing ·          £299 or less per pharmacy